SFDC Business Analyst Freddie Mac 05/2015 - 05/2016. Involved in building the Salesforce CRM Application for Freddie Mac, VA. Interacted with various business team members to gather the requirements and documented the requirements.
Negotiate mortgage relief.
Mortgage companies can also voluntarily negotiate a mortgage modification outside the HAMP program. You need to call them up and work with them. The following options may be available, depending on the mortgage company:Freddi Mac Dates For Applying University Job Programs
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- Forbearance. The mortgage company can reduce or suspend your mortgage payments for a limited amount of time. At the end of the forbearance period, you start making payments again and pay some interest. You might be able to get forbearance, for example, if you have been laid off or called up to active military duty.
- Repayment plan. If you fell behind on payments, you can come up with a payment plan that allows you to pay off the owed mortgage payments over a certain amount of time. For example, if you owe $10,000 in mortgage payments, you can come up with a plan to repay that amount over a year.
- Modification. You can request many of the same modifications outside of HAMP that you could get inside HAMP, such as a longer repayment period or a reduced interest rate. Banks can also make different modifications outside HAMP which they couldn’t inside the program, such as reduce the principal on your loan.[9]